Money Articles
One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.
-
Selling a Home That is Financially Underwater
Being underwater on your mortgage does not refer to having a flooded home. Instead, it means that your current debt…
Read More » -
Additional Financial Home Buying Obligations
You have found your dream home in the perfect neighborhood for you and your family. You have even determined that…
Read More » -
Down Payment Strategies for First-Time Home Buyers
The idea of buying a first home is exciting. However, coming up with a sizable down payment can feel like…
Read More » -
Lower Your Credit Card Rate
Credit card interest rates can be manageable for some people but a real challenge for others. According to the Federal…
Read More » -
The Self Directed Brokerage Account
This week we are going to unveil a very well-kept secret that is available in about 50% of the 401(k) plans…
Read More » -
Fixed Rate vs Adjustable Rate Mortgages
You are ready to apply for a mortgage. Your question? Should you take out a fixed-rate loan or an adjustable…
Read More » -
15-Year vs 30-Year Mortgages
What makes more sense financially for you, a 15-year fixed-rate mortgage or a 30-year fixed-rate mortgage? Both loan types come…
Read More » -
Should You Refinance Into a Shorter Term Mortgage?
When mortgage rates are low — and in December 2021, the rate for a 30-year mortgage loan was at 3.26…
Read More » -
Home Affordability
You are ready to make the jump from renting to buying a home. That is good news. Buying a home…
Read More » -
Stop Living Paycheck to Paycheck
Researchers have found that many households in the United States live their lives from paycheck to paycheck. They have little…
Read More »