Nicole Andrews

“Failing to plan is planning to fail.” — Benjamin Franklin

Helping people create true well-being—health, financial security, and peace of mind—has been my life’s work. I began my career as a functional health professional, teaching people how to live longer, stronger lives. Clients would often joke, “Nicole, you’re teaching me how to live forever…I can’t afford to live forever!” I didn’t fully grasp that truth until my own financial foundation was tested after the abrupt end of my 20-year marriage.

With two teenage children and uncertainty ahead, I learned firsthand that peace of mind doesn’t come from hope—it comes from planning. That experience led me to expand my mission beyond health into financial protection and strategy. Today, as a licensed insurance agent and IFW Certified Advisor accredited by the NACFF®, I help individuals and families protect what matters most, optimize income, and build resilient, long-term plans designed for both life and legacy.

An entrepreneur at heart, I’m known for meeting people where they are, cutting through confusion, and offering transparent, ethical guidance rooted in both science and lived experience.

I believe true wealth is the ability to live well—without constant worry—knowing your body, your finances, and your family are protected.
My work is guided by integrity, compassion, and a deep commitment to helping others move forward with clarity, confidence, and lasting peace of mind.