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IFW Financial Knowledge Center

Volatility buffer strategy

What Is a Volatility Buffer & Why It Matters in Retirement

Market ups and downs are a normal part of investing. But once you hit retirement, those swings feel a lot riskier—especially when you’re pulling money out of your portfolio. That’s

59.5 Retirement Rule

The 59½ Retirement Rule Explained: What You Can Do & Shouldn’t

Turning 59½ might not be a milestone you throw a big party for—but in the world of retirement planning, it’s a big deal. Why? Because this is the age when

IUL

What Is an IUL and How to Use It For Retirement

In today’s uncertain economic landscape, retirement planning has become more complex than ever. Traditional pensions are fading, market volatility is unsettling, and Americans are living longer—placing increased pressure on retirement

Social Security Fraud

Avoid Social Security Scams: A Retiree’s Guide

Every year, thousands of retirees fall victim to Social Security scams, losing millions of dollars in the process. According to the Federal Trade Commission (FTC), in the past year alone

IFW VOLATILITY VILLAIN

Turning Market Volatility Into Retirement Opportunity

The recent stock market turmoil has rattled even the most seasoned investors. For retirees or those approaching retirement, the stakes are even higher. But what if this could be the

Modern guardrails for retirement income

Guardrail Strategy: Smarter Retirement Withdrawals

For retirees, one of the most challenging aspects of financial planning is determining a sustainable withdrawal strategy that provides adequate income without depleting savings prematurely. The guardrail retirement strategy presents

Is $1 Million Enough to Retire

Is $1 Million Enough to Retire? Learn How to Make it Last

For decades, $1 million has been seen as the magic number for retirement. It sounds like a lot—and for many, hitting that milestone feels like winning the financial game. But

Evolution of Annuities

Evolution of Annuities: From Ancient Roots to Modern Solutions

Let’s face it—’annuity’ isn’t exactly the most exciting word in the financial dictionary, but don’t let that fool you. The history of annuities stretches back thousands of years, and believe

IFW Knowledge

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Retirement Score

YOUR RETIREMENT SCORE

We provide your current retirement score and the likeliness of achieving your goals in retirement with your current strategy.

Expert Guidance

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We provide your current retirement score and the likeliness of achieving your goals in retirement with your current strategy.

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Astonishingly, 80% of the time, people can improve their retirement score. For the other 20%, congratulations are in order – they’re right on track! It’s akin to visiting a doctor for a check-up and receiving a clean bill of health. Knowing you’re financially secure in retirement can be just as comforting.