My Practice Mission: provide for financial security against loss resulting from the death or disability of a retired individual, business owner or wage earner. Help individuals avoid the negative effects of inflation, likely high future taxation, avoid market volatility/potential loss concerns during early retirement years (sequence of returns risk), survivorship issues, unnecessary fees, as well as to assist clients to accumulate funds for children’s education or other important financial objectives.
Benefits of recommending appropriate Growth or Income annuities or proper Business, Personal or Tax-Free Retirement Life Insurance Protection Planning:
*An income for Life.
*Zero Market Losses/Funds Are Not in the Market.
*Stock Market-Like Returns.
*Typically, free of Probate Taxes
*After Tax Contributions Grow Tax-Free.
*Living Benefits (Chronic, Critical & Terminal Illnesses).
*Tax-Free Death Life Insurance Benefit.
*Thirty-three years successful insurance industry experience
*Marketed large Applications, Enterprise, and Assumed Reinsurance Software solutions to the “C Level Suite” of Fortune 50 insurance companies. Owned two life and annuity insurance brokerages.
*Well versed in all annuity options, professional disability and both business/personal insurance planning.
*Utilize the industry’s latest Artificial Intelligence systems to identify, select and design the optimal financial annuity program dependent on each person’s unique financial need.
Bachelor of Science – University of Colorado at Denver
LICENSES & ACCREDITATIONS
- Life & Health Insurance Licensed
- Annuity Licensed
- Long Term Care Insurance Licensed
AREAS OF EXPERTISE
- Retirement Planning
- Tax Planning
- Life Insurance
- Long Term Care Insurance