Michael Flores

IFW Financial Professional Michael Flores

Michael Flores is a graduate of MIT and started his career as a chemical engineer.  He is known for his strategic approach to investments and comprehensive financial planning. Michael’s dedication to understanding your unique financial needs will ensure that you receive tailored strategies that align with your aspirations. Michael is a family man that enjoys spending time with wife, Sandra, their six children and six grandchildren.

Gary Bender has been a business owner as long as he can remember.  He has owned multiple businesses in various industries from construction to audio and visual design. He is an experienced financial professional with a deep understanding of wealth management. Gary’s expertise and commitment to personalized financial solutions make him a valuable asset as we help you navigate your financial goals. In his personal time, he enjoys traveling with his wife, Sheila, and together they are currently building the house of their dreams in beautiful Colorado.

Sandra Flores has an extensive background in financial administration and a passion for building
strong customer relationships. Sandra’s personal touch will ensure that you experience the upmost
support. Sandra has such a strong sense of family, she is the “glue” that holds her immediate and
extended family together. Her goal is that our valued clients become part of that extended family.



  • Life & Health Insurance Licensed
  • Annuity Licensed
  • Long Term Care Insurance Licensed


  • Retirement Planning
  • Annuities
  • Tax Planning
  • Life Insurance
  • Long Term Care Insurance

Michael Flores

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