My name is Steve Gaito, and I have been in the financial services industry for over 30 years, with over 18 of those as a Certified Financial Planner™. As a CFP®, I am a fiduciary, meaning I must always prioritize my client’s needs.

Throughout my career, I have been involved in many different aspects of retirement planning. I began setting up 403(b) accounts for non-profits, and eventually ran my own Registered Investment Firm. As many of my clients neared retirement age, I realized that there was a gap in retirement planning. Because of this gap, many retirees did not realize how important Social Security, Taxes, and Long-Term Care were to their retirement.

This is when I began providing education on these topics. Since then, my practice has evolved to focus on those three areas. I leave investing assets to others and focus on where my knowledge has made me an expert in the field.