Market Volatility “Thing of the Now”!

Well, it’s been quite a year or two…..the pandemic, supply chain issues, inflation, and
inexplicable invasion and full-scale war between Russia & Ukraine, interest rate hikes, and now the mid-term elections.  Part of the IFW philosophy is to be prepared for the unexpected when it comes to market volatility.

We teach about an important concept known as the volatility buffer, a strategy to protect your portfolio from the effects of market volatility.  It’s been such a long bull run that we have generally been
referring to times of the past like 2008.

But – not anymore.  Now, we are talking now. It was less than a year ago when the Dow was over 35,000 and now we are down approximately 20% and it’s still volatile and no one knows what’s next…

What is a Volatility Buffer?

A volatility buffer is something that is not correlated to the market so it CAN’T and WON’T go down.  Some examples are products as simple as a money market, savings account, or cash-value life insurance.
People the IFW have educated and helped over the last years and months are sleeping a lot better
tonight.   Why?  Because they have implemented a Volatility Buffer as part of their financial
planning, all this crazy volatility right now is not of concern.

Right now, with markets and their ups and lately their downs, is a smart time to learn more about the Volatility Buffer for your financial plan. Remember, no one can control events of the world or inflation, but you can control having a strategy to deal with them.

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