Well, it’s been quite a year or two…..the pandemic, supply chain issues, inflation, and now an
inexplicable invasion and full-scale war between Russia & Ukraine. Part of the IFW philosophy
is to be prepared for the unexpected when it comes to market volatility.
We teach about an important concept known as the volatility buffer which is a strategy to protect your portfolio from the effects of market volatility. It’s been such a long bull run that we have generally been
referring to times of the past like 2008. But – not anymore. Now, we are talking now. The market has swung over 700 points in the last 7 days. This makes right now a Volatility Buffer moment.
What is a Volatility Buffer?
A volatility buffer is something that is not correlated to the market so it CAN’T and WON’T go down. Some examples are products as simple as a money market, savings account, or cash value life insurance.
People the IFW have educated and helped over the last years and months are sleeping a lot better
tonight. Why? Because they have implemented a Volatility Buffer as part of their financial
planning and all this crazy volatility right now is not of concern.
Right now, with markets and their ups and lately their downs is a smart time to learn more about the Volatility Buffer for your financial plan. Remember no one can control events of the world or inflation etc., but you can control having a strategy in place to deal with them.
Learn More About The Volatility Buffer With IFW’s Retirement Planning Education Services —- Weekly Live Retirement Roadmap Free Webinar!
The IFW provides valuable financial education, resources, and services that help people live their best life.
Please remember, be mindful of the messenger that positions certain products or services as “always” bad or “always” perfect. The fact of the matter is there are no “bad products” or “perfect products”. The right product is the one that aligns with your goals and objectives.
The Institute of Financial Wellness believes when it comes to financial decisions; never say “Never” never say “Always”…It Depends.