Howard Gruber

Howard Gruber is a Employee Benefits Broker. He Created Haven advisory in the Bay Area. With 30+ years of experience in the financial services industry. During his 11-year tenure at Bank of America, he gained expertise in customer service, portfolio management, and securities-related issues. He then spent 25 years in the insurance industry, advising clients on employee benefits, and building a strong client base.

Howard is passionate about helping people make informed decisions related to investment and insurance planning. He believes in being a lifetime learner and always thinking from the client’s perspective. As a teacher, he focuses on educating his clients about the options that are best for them. He never hesitates to admit when he doesn’t know something, committing to getting back to his clients.

Howard values treating his associates, colleagues, and employees as he would like to be treated, creating a positive and creative learning environment for his team. He strives to stay balanced in all aspects of his life, including health, finances, family, and friends.

He is proud of his 3 grown kids and has two grandkids.


  • Certified Financial Planner
  • Retirement Specialist
  • Insurance Advisor


  • Financial Planning
  • Retirement Planning
  • Asset Protection

Howard Gruber

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