Howard Kaufman, CPA/PFS, CFP®

IFW Financial Professional Howard Kaufman, CPA/PFS, CFP®
  • Illinois

Howard T. Kaufman, CPA/PFS, CFP® has received extensive training in working with individuals to help them plan their retirement needs with over 50 years of experience as a practicing CPA. Over the years he has seen how people have planned for their future and the real-life outcome of their choices. His experience has proven that conventional, main-stream strategies may not be the best way to go for every person. Howard felt that it is moral duty to let people know that there are better ways to plan.

A graduate of the University of Illinois, Howard obtained his CPA certificate in 1977. Howard has been a Personal Financial Specialist since 1992 (which is an advanced accreditation by the American Institute of Certified Public Accountants) as a specialist in Financial Planning. He has been a Certified Financial Planner® since 1993 and a Certified Senior Advisor® since 1999. Howard is the President of Financial Independence, Ltd.

Howard makes his home in Buffalo Grove, Illinois with his wife of 39 years, Pam. He has three grown children. When he’s not helping his clients plan for retirement, he enjoys playing in the local community band.


  • Certified Financial Planner® (CFP)
  • Certified Senior Advisor® (CSA)
  • Certified Public Accountant (CPA)
  • Personal Financial Specialist (PFS)


  • Retirement Income Planning
  • Asset Maximization
  • Wealth Protection
  • Annuity Specialist

Howard Kaufman

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