Ray O’Connell, Accredited Investment Fiduciary® (AIF®), is founder and Managing Director of Altus Wealth Strategies, dba Altus Wealth and Tax. Altus Wealth uses a Proactive and Holistic process and is backed by a full team of specialists. We have been in business for over 30 years, are part of Wealth Watch Advisors, LLC, and clear through Charles Schwab.

OUR PHILOSOPHY — WE’RE DIFFERENT, AND WE’RE NOT FOR EVERYONE. 

As the old saying goes – “If you do what everyone else does, you’ll get what everyone else gets — Average results.” JP Morgan and Dalbar studies show that the average investor lags the market significantly. We use UNCOMMON, BUT PROVEN STRATEGIES developed by our large virtual family office team.

HOPE IS NOT A STRATEGY. OUR PROCESS – Protect first, then grow your wealth.

According to research from one of my well-known professors at the American College of Financial Services – Professor Wade Pfau, PhD, CFA – there are different philosophies for retirement income planning. He has written many articles and a book about the Safety-First approach and its many advantages. We use this process and strive to:

> Use the LEAST amount of your assets to accomplish your goals.

> Diversify not only your investments but taxes; create tax-free income.

> GUARANTEE a portion of your PRINCIPAL from downside stock market risk. *

Safety-first retirement planning can help you meet financial goals with less worry.

Ed Slott, CPA, who the Wall Street Journal calls ‘America’s foremost IRA expert’ is a best-selling author and regular national Public Broadcasting Service (PBS) speaker. He introduced O’Connell on PBS as one of the area’s best financial advisors.

Ray and Jan, his wife of 40+ years, have two grown daughters and seven grandchildren. They support the Alzheimer’s Association and American Cancer Society. They enjoy travel and sports and have visited 47 states.

*Based on claims-paying ability of issuer

Nothing contained herein shall be construed to be legal or tax advice. Investment advisory services are offered through Wealth Watch Advisors, an SEC-registered investment advisor. Wealth Watch Advisors is independent of Altus Wealth Strategies (dba Altus Wealth and Tax). Registration with the SEC does not guarantee the success of any investment strategy.