The Difference Between The Accumulation & Distribution of Your Money
It's so important to understand these key differences and prepare NOW for the eventual distribution or USE of the money you have saved.
During accumulation the order of your returns doesn’t really matter, but when you are distributing or
using your money it matters a lot!
If you have a down year or two early on when you are in the distribution phase of your money it could
significantly increase your chances of running out of money.
So what do we do? We don’t know how to predict the future or when we are going to have negative
years. The good news is there is a way to protect yourself from this possibility.
Its called a volatility buffer. That’s just a fancy way of saying you have to have some of your money in a
safe bucket that cant go down even if the markets go down.
This way we allow our portfolio time to replenish itself and don’t take money from the portfolio in down
years.
The Institute of Financial Wellness wants every American to maintain a volatility buffer during
distribution. Make sure you have that safe bucket so you can live your very best life
Rees Bridges brings a unique value to the IFW as both a highly accomplished creative professional and a successful financial services executive to serve in his role as Senior VP, Marketing & Communications.
Over the last decade Rees has served as the lead marketing & communications professional for a Fortune 500 Financial Services firm. He oversaw all advisor marketing strategies, client communications, and the entire firms branding and marketing initiatives.
Rees continues to pursue his passions as a creative professional & musician for over 30 years, with an impressive profile and reputation as a designer, performer, teacher, and studio musician. Here is a little secret: He serves in the role as an international clinician for Mapex drums, Paiste Cymbals and held the record for world’s fastest drummer between 2006 and 2007.
Rees grew up in London, England and currently resides in Miami, Florida. When not at work, he enjoys spending time with family and friends, traveling, and indulging in his passions for music and creative pursuits.
