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The Self Directed Brokerage Account

Do You Have This Feature Inside Your 401(k)?

This week we are going to unveil a very well-kept secret that is available in about 50% of the 401(k) plans in America!

It is called the Self-Directed Brokerage Account and it enables you to receive access to additional investment options and professional guidance from an Investment Advisor.

It is well documented that people who have guidance and support from investment advisors do better by approximately 3% points (even after any additional fees are incurred).

If you feel like you could benefit from having a professional assist you with your 401(k) (which is likely going to be your largest and most important retirement asset) you can check with your HR director and they will know whether you have this feature available.

In addition to the investment advisor helping you with investment decisions about your 401(k) they can also do some forecasting and modeling to make sure you are saving enough and maybe even give you some strategies to enhance your retirement income without having to save any additional money.

Check with your company to see if the SDBA is offered because it very well might help you…GET THERE!


Learn More About IFW’s 401(k) Savings & Investment Education Services

Maximize Savings Now for More Retirement Income Later

  • Understand the differences between the accumulation and distribution of your money
  • Learn how to build more wealth without saving additional money
  • Discover ways to use your savings without early withdrawal penalties

The IFW 401(k) Wealth Maximizer provides valuable financial education and proven strategies to help you unlock the greatest potential of your 401(k). It is designed to help protect your money from potential downside risks and maximize your future retirement income.


The IFW provides valuable financial education, resources, and services that help people live their best life. 

Please remember, be mindful of the messenger that positions certain products or services as “always” bad or “always” perfect.  The fact of the matter is there are no “bad products” or “perfect products”.   The right product is the one that aligns with your goals and objectives. 

The Institute of Financial Wellness believes when it comes to financial decisions; never say “Never” never say “Always”…It Depends.

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