• Menu
IFW

The IFW Education Center

  • Search for
IFW
  • About
    • Our Mission
    • What We Do
    • IFW Financial Professional Network
    • IFW Press & Media
    • Leadership & Team
    • Thought Leaders and Advisory Board
  • Services
    • Retirement Roadmap Experience
    • Retirement Roadmap Live Webinar
  • Multimedia
    • Live Webinars & Events
    • Retirement Roadmap Experience On-Demand
    • Video-On-Demand Catalog
    • Podcasts
  • Resources
    • IFW Retirement Guide
    • IFW 401(k) Savings & Investment Guide
    • College Savings Plans
    • Student Loan Support
    • Debt Management
    • Accounting & Tax Support
    • The IFWA
  • News
    • All Calculators
    • 401(k) Articles
    • College~
    • Featured~
    • The IFW Education Center
    • IFW News Minute Videos
    • IFW Weekly Wisdom Videos
    • Insurance~
    • Investing~
    • Kids & Money~
    • Lifestyle~
    • Retirement~
    • Tax~
  • Contact

IFW Education Center – All

  • All
  • Calculators
  • College
  • Glossary
  • Insurance
  • Investment
  • Lifestyle
  • Money
  • Retirement
  • Tax
  • 9

    Choosing Between College and Retirement Savings

    Saving enough money to help pay for your children’s college education is…

  • 55

    Understanding Matching Contributions

    Receiving matching contributions to your retirement plan from an employer is one…

  • 22

    What is a Profit-Sharing Plan?

    While choosing from the various kinds of retirement plans available, an employer…

  • 20

    If You’re a 1099 Employee

    Regardless of how you earn income, you will still need proper tax…

  • 42

    Let’s Talk Financial Apps

    Not long ago there was the Bank or a Brokerage house where…

  • 89

    Extend Your Retirement Budget with the Gig Economy

    Retirement savings need to last longer than ever. The good news is…

  • 38

    Selling a Home That is Financially Underwater

    Being underwater on your mortgage does not refer to having a flooded…

  • 40

    Managing Your Child Care Expenses

    Most people preparing for their first baby are shocked and even dismayed…

  • 27

    Additional Financial Home Buying Obligations

    You have found your dream home in the perfect neighborhood for you…

  • 30

    Buying vs Renting a Home

    Does it make more sense to rent than to buy? That has…

  • 22

    Down Payment Strategies for First-Time Home Buyers

    The idea of buying a first home is exciting. However, coming up…

  • 25

    Building a Rainy Day Savings Fund

    Would you have enough money to pay your bills without running up…

  • 32

    Employed Again? Do These Things First

    As the pandemic continues, unemployment rates have begun to decrease. According to…

  • 58

    Lower Your Credit Card Rate

    Credit card interest rates can be manageable for some people but a…

  • 69

    FAFSA and You

    The Free Application for Federal Student Aid, more commonly known as FAFSA,…

  • 26

    The True Cost of a College Education

    The sticker price of a college education can be shocking. Moreover, this…

  • 32

    Fixed Rate vs Adjustable Rate Mortgages

    You are ready to apply for a mortgage. Your question? Should you…

  • 22

    15-Year vs 30-Year Mortgages

    What makes more sense financially for you, a 15-year fixed-rate mortgage or…

  • 24

    Should You Refinance Into a Shorter Term Mortgage?

    When mortgage rates are low — and in December 2021, the rate…

  • 38

    Home Affordability

    You are ready to make the jump from renting to buying a…

  • 39

    Stop Living Paycheck to Paycheck

    Researchers have found that many households in the United States live their…

  • 47

    Flexible Spending Accounts for Medical and Dependent Care

    Does your employer offer flexible spending accounts? Do you take advantage of…

  • 52

    Cutting the Cable and Saving Money

    How much is cable TV costing you a month? Further, how much…

  • 41

    Saving on Back-to-School

    Between supplies, books, clothing and other back-to-school items, beginning a new school…

  • 115

    Should I Pay Off My Mortgage As Early As Possible?

    This weeks wisdom is going to help you answer the question “should…

  • 237

    Top Questions People Have Concerning THEIR Social Security

    Today I want to answer the questions I get most often concerning…

  • 82

    Do You Need a Financial Advisor?

    Everybody wants to spend their money prudently, save it carefully, and invest…

  • 100

    Our relationship with money and how we view it is critical!

    At the Institute of Financial Wellness we are certainly focused on our…

  • 91

    Will You Run Out of Money in Retirement?

    As the saying goes we live in interesting times.  Lately, there are…

  • 48

    Living with High Student Loan Obligations

    College graduates often leave their universities with an unwelcome burden — a…

  • 61

    Getting Your Retirement Back on Track

    The one-two punch dealt by the Great Recession of 2007-2009, followed by…

  • 75

    Working in Retirement

    The traditional view of retirement is changing, and it is changing quickly.…

  • 117

    Have You Saved Enough for Retirement?

    Levels of optimism and confidence from retirees that their retirement will remain…

  • 60

    Challenge Your Budget Cutting Skills

    Saving money. It is something that tops countless numbers of New Year’s…

  • 140

    Fees & Commissions Inside Managed Money & Mutual Funds

    During this week’s wisdom, we are going to focus on the fees…

  • 208

    Market Volatility “Thing of the Now”!

    Well, it’s been quite a year or two…..the pandemic, supply chain issues,…

  • 44

    Disputing a Credit Card Transaction

    People rarely carry cash anymore; instead, people typically go cashless and utilize…

  • 56

    How Many Credit Cards Should You Have?

    Figuring out how many credit cards belong in your purse or wallet…

  • 10

    Using Budgeting Apps

    Managing your money can be challenging, but it is essential. Good money…

  • 7

    Finding Affordable Travel Options

    If given a chance, almost anyone would love to travel to different…

  • 9

    Do You Need a Financial Advisor?

    Everybody wants to spend their money prudently, save it carefully, and invest…

  • 16

    2022 Paycheck Planning

    Another year has come to an end, which means new changes to…

  • 6,069

    Attention Kids! Your Financial Journey Starts Now

    Hi! I am Katharine Weiner, and I live in New York City. …

  • 137

    Checking & Savings Accounts

    Checking Accounts vs Savings Accounts The difference between checking and savings accounts…

  • 100

    How Income Taxes Work

    The Internal Revenue Service estimates that taxpayers and businesses spend about 8…

  • 61

    Home Equity Calculator: Home Equity Loan or Line of Credit?

    Home equity lines of credit often have more flexible repayment terms than…

  • 47

    Insurance Calculator: Health Savings Account or Traditional Health Plan?

    Health Savings Accounts (HSA) offer an opportunity for you to build tax-free…

  • 135

    Insurance Calculator: Reach Your Health Savings Account Goal

    You should be saving money in an IRA or 401k to help…

  • 67

    Insurance Calculator: Calculate Your Long Term Care Needs

    As you or a loved one, grows older, long-term care might be…

  • 87

    Insurance Calculator: Calculate Your Disability Insurance Needs

    As a parent or spouse, your most valuable financial asset may be…

  • 79

    Insurance Calculator: The Value of Your Future Earnings

    We all understand that you cannot put a price tag on the…

  • 75

    Budget Calculator: Keep Working or Stay at Home?

    Making the decision to return to work after staying at home with…

  • 77

    Budget Calculator: Save or Pay Off Debt

    Having savings is important, especially when the savings are part of an…

  • 38

    Budget Calculator: Calculate Your Net Worth

    Determining how much money you are worth is like having a personal…

  • 39

    Budget Calculator: Spare Change

    Most people have a cup, jar or piggy bank full of change…

  • 30

    Budget Calculator: Balance Your Checking Account

    Balancing a checkbook is easy. Start with the balance from your last…

  • 34

    Debt Calculator: Calculate a Loan Payment

    Repayment of a loan requires that the borrower make a monthly payment…

  • 30

    Debt Calculator: Increase Your Monthly Payment

    f you’re trying to pay down some debt, you might be wondering…

  • 40

    Debt Calculator: Are Credit Card Balance Transfers Worth It?

    At some point in time, you are likely to receive an offer…

  • 66

    Debt Calculator: Use a Lump Sum to Pay Down Debt

    If you have received a lump-sum payment from an inheritance, tax refund…

  • 37

    Debt Calculator: How Long It Will Take to Pay Off a Credit Card

    Like many credit card holders, there are times when you might have…

  • 23

    Debt Calculator: Meet a Debt Payoff Goal

    Setting a goal for paying off a mortgage, auto loan, credit card…

  • 23

    Debt Calculators: Bi-Weekly Payments

    One popular strategy for accelerating the payoff of a loan is to…

  • 167

    Savings Calculator: Your CD’s Maturity Value

    A certificate of deposit (or CD) is a savings instrument offered by…

  • 14

    Savings Calculator: CD Comparison

    A certificate of deposit (or CD) is a savings instrument offered by…

  • 35

    Saving Calculator: Secure Your Emergency Fund

    It is always a good idea to have savings tucked away for…

  • 33

    Savings Calculator: Do You Have A Goal Worth Planning For?

    Whether you are trying to save for big screen television, a new…

  • 36

    Savings Calculator: What Will Your Savings Will Be Worth?

    The future value of your savings plan is dependent on the starting…

  • 54

    Savings Calculator: So You Want To Be A Millionaire!

    Everybody wants to be a millionaire, but few have the savings discipline…

  • 52

    Savings Calculator: College Costs Analysis

    Saving for a college education requires advanced planning and knowledge of what…

  • 42

    Savings Calculator: The Benefits of Compounding

    How interest is calculated can have a great impact on the interest…

  • 35

    Home Equity Calculator: Paying Off Your Loan Or HELOC

    The length of time it will take to pay off a home…

  • 32

    Home Equity Calculator: Consolidating Debt With Home Equity

    Home equity loans can be used to consolidate account balances from multiple…

  • 17

    Home Equity Calculator: Using Home Equity for a Major Purchase

    When making a major purchase, using a home equity loan or line…

  • 26

    Home Equity Calculator: Line Of Credit Payment Analysis

    Repayment of a home equity line of credit requires that the borrower…

  • 22

    Home Equity Calculator: Home Equity Loan Payment

    Repayment of a home equity loan requires that the borrower makes a…

  • 63

    Mortgage Calculator: Loan Amount Calculator

    What is a Mortgage? A mortgage is a type of loan you…

  • 25

    Mortgage Calculator: Down Payment Analysis

    The math seems simple: the higher your down payment, the lower your…

  • 30

    Mortgage Calculator: Debt-to-Income Ratio

    Your debt-to-income ratio is the percentage of your gross income used to…

  • 23

    Mortgage Calculator: Bi-Weekly vs.Monthly

    One popular strategy for accelerating the payoff of a loan is to…

  • 43

    Mortgage Calculator: Home Closing Costs

    Closing on a home is the final step in the home purchase…

  • 21

    Mortgage Calculator: Refinance Analysis

    The decision to refinance a home mortgage can involve many factors. You…

  • 17

    Mortgage Calculator: Adjustable-Rate Mortgage Analyzer

    Adjustable rate mortgages typically offer home buyers the advantage of having a…

  • 11

    Mortgage Calculator: Compare Two Mortgage Loans

    When purchasing a home the mortgage you choose and the options you…

  • 16

    Mortgage Calculator: Lending Decisions

    Your ability to obtain a loan for a new home purchase is…

  • 27

    Mortgage Calculator: How Much Money The Sale Of Your Home Will Yield?

    One of the most important questions consumers will ask themselves is “how…

  • 21

    Mortgage Calculator: To Rent or To Buy?

    Depending on how fast prices and rents rise and how long you…

  • 60

    Car Payment Calculator: Lease or Buy

    Does it make better sense to buy or lease a new vehicle?…

  • 46

    Car Payment Calculator: Gas Guzzler Analysis

    As the price of gasoline continues to rise, the question often arises…

  • 41

    Car Payment Calculator: Payment Comparison

    The term of your vehicle loan can make a big difference in…

  • 35

    Car Payment Calculator: Comparing Monthly Payments

    The term of your vehicle loan can make a big difference in…

  • 31

    Car Payment Calculator: Low Rate or Cash Back?

    Vehicle manufacturers or dealers will often offer incentives to purchase a particular…

  • 58

    Debt Calculator: Consolidation Calculator

    Debt consolidation loans allow consumers to transfer the account balances from multiple…

  • 47

    Car Payment Calculator: Get The Numbers

    Your monthly payment is based on the net purchase price of the…

  • 49

    Home Equity Calculator: Equity Analysis

    The amount of equity available for a home equity loan or home…

  • 44

    Mortgage Calculator: Payment Analysis

    Repayment of a mortgage loan requires that the borrower make a monthly…

  • 146

    Insurance Calculator: Life Insurance Analysis

    The purpose of life insurance is to replace your income at the…

  • 41

    Budget Calculator: Cash Flow Analysis

    Getting your spending under control and in line with your income is…

  • 45

    Savings Calculator: Measure Your Potential

    If you are already a saver, you might ask yourself the question…

  • 18

    Are Online Degrees Worth It?

    In the fall of 2018, around 3.26 million students (16.6% of all…

  • 8

    How Community Colleges Save You Money

    According to the U.S. Federal Reserve system, as of November 2020, Americans…

  • 12

    Minimizing College Application Expenses

    From the minute you become a parent, you are told how essential…

  • 63

    College Savings Plan Options

    You look at your paycheck, and then you look at the tuition…

  • 35

    Income-Based Student Loan Repayment Plans

    Income-based student loan repayment plans are a type of payment plan where…

  • 68

    Graduating from College Debt-Free

    According to the U.S. Federal Reserve system, as of December 2020, Americans…

  • 31

    Finding Scholarships

    The cost of a college education is not going down. According to…

  • 157

    How Much Student Loan Debt is Too Much?

    As a student (or a parent of a college-bound son or daughter),…

  • 45,338

    How To Become a Millionaire From Your 401(k)

    How Can You Reach Your $1,000,000 Retirement Savings Goal? Let’s assume you…

  • 248

    Retirement Calculator: How Much Do You Need To Save?

    How Much Should I Be Saving For Retirement? Saving for retirement can…

  • 151

    Retirement Calculator: IRA Analysis

    Why Should You Invest In Your IRA? Saving has its rewards and…

  • 151

    Retirement Calculator: 401(k) Comparison Calculator

    What’s Better A Traditional 401(k) or a Roth 401(k)? As the IFW…

  • 239

    Retirement Calculator: Savings Analysis

    How Long Will My Retirement Savings Last? This is the ultimate question…

  • 344

    Retirement Calculator: 401(k) Review

    How Can I Get The Most From My 401(k)? If your not…

  • 196

    Retirement Calculator: Your Social Security Situation

    How Do You Know How Much Your Social Security Income Will Be?…

  • 93

    Social Security Survivor Benefits

    No one likes to think about what life will be like for…

  • 18

    When Should I Start Collecting Social Security?

    You can start collecting Social Security payments once you hit the age…

  • 19

    How Cost of Living Adjustments are Calculated

    When you file for Social Security benefits or Supplemental Security Income (SSI),…

  • 7

    Stretch Your Retirement Budget

    You’ve worked hard all your life. You do not want to enter…

  • 14

    Don’t Miss Out on Senior Discounts

    Many businesses understand the buying power that consumers over the age of…

  • 42

    Supplementing Your Retirement Income

    Retirement is something you may have been looking forward to for quite…

Load More
IFW Newsletter

Sign up to our IFW Newsletter

Gain insider access to exclusive IFW content, resources, tips, trends, promotions, and the latest news. Sign up today.

By submitting this form, you agree to receive recurring automated promotional and personalized marketing text messages (e.g. event reminders) from The IFW at the cell number used when signing up. Consent is not a condition of any purchase. Reply HELP for help and STOP to cancel. Msg frequency varies. Msg & data rates may apply. View Terms & Privacy. View Florida Residents TCPA Disclosure.
Contact

33 Nurmi Drive
Fort Lauderdale
FL 33301
info@the-ifw.com

Follow Us
  • Facebook
  • Twitter
  • YouTube
  • Instagram
Disclaimer
  • Disclaimer
  • Terms of Service
  • Privacy Policy
  • Florida Residents TCPA Disclosure
  • IFW ADV
The Institute of Financial Wellness, LLC is a fiduciary registered with the U.S. Securities and Exchange Commission as an investment adviser. Institute of Financial Wellness is a BBB Accredited Financial Service in Fort Lauderdale, FL
Quick Links
  • IFW Home
  • IFW News
  • What We Do
  • IFW News Network
  • Services
    • Retirement Roadmap Experience
    • Retirement Roadmap Live Webinar
  • Resources
  • Live Webinars
  • Join IFW Network
Back to top button
Close
  • Facebook
  • Twitter
  • YouTube
  • Instagram
Close