IFW Education Center – Glossary
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Securing Your Future: 6 Strategies to Avoid Forced Retirement
As retirement approaches, many individuals envision a smooth transition into their golden…
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Retirement Tax Planning Literacy: Maximizing Savings & Minimizing Liabilities
“Retirement is when you stop living at work and start working at…
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Top 3 Trending (SRI) ESG Stocks to Buy in 2024
“Socially responsible investing is about aligning your investments with your values, ensuring…
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Retirement Risks: Financial Literacy for Mitigating Challenges
“The only way you will ever permanently take control of your financial…
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How to Borrow Money Tax-Free: Mastering the Buy, Borrow, Die Method to Get Richer
“Retirement is not the end of the road. It is the beginning…
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A Larger Social Security Increase Next Year May Have Unintended Consequences!
The annual Social Security cost-of-living adjustment (COLA), announcement is just four months…
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Mind the GAP: How to Protect Your Assets Against Loans
“The best time to start saving for retirement is when you’re young.…
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Naming a Life Insurance Beneficiary: Tips For Effective Estate Planning & Taxes
“The goal of retirement is to live off your assets—not on them.”…
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What’s The Realistic Solution to Social Security’s Growing Cash Shortfall?
For many retired Americans, Social Security income is essential. Surveys spanning over…
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Smart Wealth: What the Rich Teach Their Kids About Money Management
“It’s never too early to start saving, but it can be too…
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Maximize Your Investments: How to Effectively Rebalance Portfolio Strategies
“Retirement is when you stop living at work and start working at…
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Top 3 Tricks for a High Net Worth Retirement – This is What The Rich Use To Retire!
“The question isn’t at what age I want to retire, it’s at…
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Are High-Risk Investments Worth Risking Your Retirement Portfolio?
Retirement is a stage in life when financial stability becomes paramount. For…
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Top Retirement Income Investments for a Portfolio to Help You Secure Your Golden Years
“Don’t focus on making money; focus on protecting what you have.” –…
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Fashion Investing: How to Use Designer Items to Save on Taxes and Build Wealth
“Fashion is not something that exists in dresses only. It is in…
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Maximizing Your Wealth: Navigating Sequence of Returns Risk in Retirement Planning
“Investing should be more like watching paint dry or watching grass grow.…
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Rolling over your 401(k) – A Step-by-Step Guide
If you have a 401(k) plan through your employer, you may be…
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Keeping Up With Inflation: Tips for Wealthy Retirees to Stay Ahead
“Save money, and money will save you.” – Jamaican Proverb Don’t let…
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SIMPLE IRA vs. Traditional IRA: Which Retirement Plan is Right for Wealthy Retirees
“The only thing that stands between you and your dream is the…
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Retirement Planning For The Wealthy: When to Start Creating Long-Term Investments
“Save for the future because that’s where you’ll spend the rest of…
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Discover 5 Ways to Minimize Taxes on Retirement Income
Planning for retirement? Taxes can significantly impact your financial freedom. Adjusting strategies…
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Investing in Oil & Gas: A Wealthy Building Strategy
“It’s not how much money you make, but how much money you…
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Leading the Bull: Women’s Empowerment and Influence in Financial Leadership
“Don’t be intimidated by what you don’t know. That can be your…
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Investing in Luxury Watches: Tax Benefits and More
“In investing, what is comfortable is rarely profitable.” – Robert Arnott Are…
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How Raising the Retirement Age Could Help or Hurt Seniors
In this issue of our monthly newsletter, we’re taking a deep dive…
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Investing in Artwork: Using Art To Lower Your Tax Liability
“The goal of investing is to put your money to work in…
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How to Celebrate Your Employees: National Employee Appreciation Day
“To win in the marketplace, you must first win in the workplace.”…
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Leverage Debt to Build Wealth: Navigating Debt Awareness Week on March 18th
“The time of maximum pessimism is the best time to buy, and…
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Required Minimum Distributions (RMDs) Essential Calculations & Defining Tips
When planning for retirement, understanding how Required Minimum Distributions (RMDs) work is…
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5 Things You Need to Know: Navigating the FSA Deadline with Ease
“The habit of saving is itself an education; it fosters every virtue,…
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Empowering Your Future: The Benefits of Global Money Week for Financial Education
“The goal isn’t more money. The goal is living life on your…
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History-Makers to Game-Changers: Women Transforming Finance
“Financial independence is the new empowerment for women. It’s not about having…
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Planning for the Solo Years of Retirement
For many, planning for retirement involves imagining a future with a partner…
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Mastering Asset Allocation: Your Essential Guide on How to Diversify Portfolio
“Don’t put all your eggs in one basket. Diversify.” – Unknown Unlock…
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Retirement Readiness: Balancing Debt Repayment with Retirement Savings
As you approach the golden years of retirement, it’s common to scrutinize…
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Mastering the Art of Living a Luxurious Life on Any Budget
“Luxury is anything that feels special. I mean, it can be a…
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Tune In: Erik Sussman, Founder of The Institute of Financial Wellness Coming Up on Fox Business
NEW YORK – – – –Erik Sussman CLU®, ChFC®, CFP®, is the…
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Smart Strategies for High Net Worth Investing in the Current Market
“In investing, what is comfortable is rarely profitable.” – Robert Arnott Mastering…
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Unique Retirement Challenges for the Wealthy
“Retirement is wonderful if you have two essentials – much to live…
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What Can You Do NOW for the Social Security & Medicare Retirement Crisis Ahead?
As the clock ticks forward, the twin pillars of many Americans’ retirement…
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Advanced Financial Planning for the High-Income 60s
“Time is the scarcest resource, and unless it is managed, nothing else…
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Investing in Exclusive Real Estate as Part of Your Retirement Strategy
“Exclusivity is not about being snobbish; it’s about embracing a lifestyle that…
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Lifestyle Changes to Boost Retirement Savings
Lifestyle Changes to Boost Retirement Savings “Do not follow where the path…
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Best Strategies for Lifetime Income In Retirement
Maximizing lifetime income in retirement requires a strategic approach, which often includes…
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Understanding The Shift: Why Did Pensions Go Away and What’s Next for Retirees?
“Retirement is not the end of the road; it’s the beginning of…
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Celebrating Black Financial Pioneers: Lessons for Retirement Planning
“Black history is American history. It’s not just a month; it’s a…
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Firmly Into 2024 – It’s Time For That Retirement Review
As February unfolds, the dust settles on the faded echoes of New…
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How Do I Improve My Retirement Score?
“Retirement means doing whatever I want to do. It means choice.” –…
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How is The Retirement Score Calculated?
“The best way to predict your future is to create it.” –…
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Smart Retirement Planning: Beyond Numbers and Investments
When it comes to planning for retirement, the focus is often on…
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Unlocking RRSP Benefits: Your Ultimate Guide to Retirement Savings Plans
“Do not save what is left after spending, but spend what is…
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Empowering Gen X: Proven Strategies for Retirement Readiness
“Gen X is the bridge between two powerful generations, the Boomers and…
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Crack the Retirement Code: Discover How Much You Need to Retire Comfortably
“Life is only as comfortable as your mindset; happiness is not about…
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Boost Your Retirement Savings & Increase Your Retirement Income
If you’re behind on saving for retirement, don’t worry – there are…
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Essential Guide: How Much to Save for Retirement to Live Comfortably
“Live life to the fullest, and focus on the positive.” – Matt…
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Discover Your Lost Fortune: What to Do About Unclaimed Retirement Funds
“Retirement is not just about financial planning; it’s an investment in a…
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Maximize Your Retirement Income: The Must-Know Strategies for 2024
“Retirement is the opportunity to live life on your terms, to embrace…
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Retirement Account Balances Soar to New Highs in 2023, but Pose a Dilemma for Retirees
As the stock market continues to surge, retirement account balances have reached…
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Navigating Your Golden Years: Understanding How Does Inflation Affect Retirement Savings
“Retirement is not the end of the road. It’s a new beginning,…
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Smart Strategies: How to Use Debt to Build Wealth Effectively
“Wealth is not about having a lot of money; it’s about having…
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Mastering Debt-Free Retirement: Your Practical Guide to Financial Freedom
“Debt is like a ball and chain; it will weigh you down…
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Get Ready for Retirement: Here’s How to Take Control of Your Finances In 2024
With the upcoming presidential election, this year is bound to be interesting.…
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Early Retirement Essentials: Your Strategic Plan to Achieve Financial Freedom Sooner
“Financial peace isn’t the acquisition of stuff. It’s learning to live on…
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Retire to a Purr-fect Life: Dogs are the Perfect Pets for Retirement
Don’t go ‘ruffing it’ during retirement. Dog ownership can be a great…
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2023 December Decisions: Year-End Effective Tax Planning for Retirees
“Every task, goal, race and year comes to an end…therefore, make it…
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10 Financial New Years Resolutions
“New Year = A New Life! Decide today who you will become,…
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Discover The Surprising Truth About Social Security Benefits and Taxes
Did you know that even if you don’t work with a financial…
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Elf-Assist: Retirement Planning Must-Dos Before New Year
“For last year’s words belong to last year’s language, and next year’s…
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Mistletoe Magic: Tax Savings On Charitable Contributions
“No one has ever become poor by giving.” – Anne Frank Giving…
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Santa’s Sack: Filling Your IRA As the Year Ends & Deadlines 2023
“As the year draws to a close, it’s not just an ending;…
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Why Setting Financial Goals is Crucial for Your Financial Security
In order to achieve financial security, it is essential to set short-term,…
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Gift Yourself: Top Year-End Retirement Planning Strategies
“Year’s end is neither an end nor a beginning but a going…
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Jingle Bulls: Holiday Stock Market Trends you Need to Watch Now
As the festive time nears, the stock market offers attractive chances for…
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Golden Years Glitter: Precious Metals Investing Pre-Holidays
“Gold is money. Everything else is credit.” -J. P. Morgan Imagine your…
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Crucial Retirement Plan Updates for 2024: A Must-Know Guide
In late 2022, the SECURE Act 2.0 brought forth over 90 rule…
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Frosty Funds: Is a Winter Vacation Rental Right for You?
Frosty Funds: Is a Winter Vacation Rental Right for You? Escape the…
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Mastering Types of Insurance & Wealth: Turn Life Insurance into Cash
Life insurance is a secret tool that can create incredible wealth after…
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Planning Your Dream Retirement Abroad – Best Countries & Financial Planning
There is something truly magical about living in a new place. It’s…
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Unlock Tax-Free Growth with the Mega Backdoor Roth Could Be The Strategy For You
Discover a game-changing retirement account strategy: the mega backdoor Roth. Designed for…
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Healthcare Will Cost You in Retirement – How to Use Medicare Advantage Plan
As you gracefully transition into the golden phase of retirement, a crucial…
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Unlock Steady Income: Crafting a Comfortable Retirement with Annuities
Imagine you’ve just retired, sipping your morning coffee and pondering the exciting…
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Embrace Your Purpose: Second Careers After Retirement
It’s never, ever too late to start your life; you are only…
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Unlocking The Secrets Of Retirement Savings By Age: Are You On Track?
If you’ve ever wondered whether your retirement savings are sufficient, you’re not…
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Living Longer, Living Better: Lessons from the Blue Zones
Living Longer, Living Better: Lessons from the Blue Zones No, Blue Zones…
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How to Use Your Real Estate in Retirement
How to Use Your Real Estate in Retirement “Real estate cannot be…
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How to Create a Legacy: Estate Planning for Retirees
How to Create a Legacy: Estate Planning for Retirees Estate planning is…
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How to Handle Required Minimum Distributions (RMDs) in Retirement
How to Handle Required Minimum Distributions (RMDs) in Retirement As you come…
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Maximizing Your Social Security Benefits
When it comes to planning for retirement, one of the most impactful…
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How to Choose the Best Retirement Account Withdrawal Strategy
How to Choose the Best Retirement Account Withdrawal Strategy Navigating the intricacies…
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How to Manage Healthcare Costs in Retirement
How to Manage Healthcare Costs in Retirement Retirement should be an enjoyable…
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How to Generate Retirement Income: A Comprehensive Guide
How to Generate Retirement Income: A Comprehensive Guide Say goodbye to those…
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How to Protect Your Portfolio
How to Protect Your Portfolio “I will tell you how to become…
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Dollar-Cost Averaging vs Dollar Cost Ravaging
Dollar-Cost Averaging vs Dollar Cost Ravaging Dollar-cost averaging is like gently stirring…
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How to Diversify Your Retirement Portfolio
How to Diversify Your Retirement Portfolio The old saying goes “Don’t put…
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What’s YOUR Retirement Score and How Can You Boost It?
Everyone knows and cares about their credit score, and rightly so. But…
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Debunking the Myth of the Great Boomer Wealth Transfer
Today, we’re diving into a topic that has been making headlines for…
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Claiming Social Security at the Right Time: Balancing Taxes and Benefits
Benjamin Franklin said that there are only two things in life that…
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Military Benefits for Retirees: What Veterans Need to Know
Transitioning from military service to civilian life can be difficult, so it’s…
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Boo-nanza: How Halloween Retail Impacts the Market and Your Investment Portfolio
Investors can join us in discovering the Halloween Strategy, which looks at…
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Are Your Financial Decisions Making Sense for You?
When it comes to making financial decisions, we often hear the question,…
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Unmasking the Myths: Socially Responsible Investing Demystified
Have you ever wondered if your investments align with your ethical beliefs?…
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The Ultimate Tax Planning Checklist for a Tax-Efficient Retirement
Do you want to optimize your retirement savings and enjoy tax-free golden…
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What Are The Top 5 Retirement Mistakes You Need to Avoid & How?
Are you prepared for a comfortable and secure retirement? No matter your…
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Retirement Reality Check: Debunking the Top 8 Retirement Myths
Are you prepared to proactively manage your retirement planning with assurance? Buckle…
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What Is Socially Responsible Investing (SRI)
As the demand for socially responsible investing (SRI) grows, more and more…
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Retirement Adventures: Top Destinations for Your Golden Years
Are you ready to embark on a life-changing journey during your golden…
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Is the 4% Rule in Retirement Still Relevant With High Inflation?
Many soon-to-be retirees are questioning if the 4% Rule is still a…
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Planning for Retirement?
Welcome to our latest newsletter! This time, we’re going to talk about…
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Tax Havens for Retirees: Discovering the Most Wallet-Friendly States
Retirement is a critical period in life, and making the most of…
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Medicare Vs. Private Health Insurance: What Retirees Need to Know
Navigating the realm of healthcare coverage can be a daunting task, especially…
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Most Important Certifications to Look for in a Financial Advisor
When searching for a financial advisor to help with investments, taxes, and…
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Tips for Retirees Looking to Purchase a New Car
For retirees considering buying a new car, it is important to consider…
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Plan Ahead: How the 2017 Tax Law Impacts Retirees and Near-Retirees
The tax-overhaul law signed by President Trump in 2017 brought significant changes,…
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Glittering Prizes: Is Gold a Good Investment for Retirees?
Investing in gold is seen as a secure way to safeguard retirement…
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Traveling in Retirement: How to Budget for Your Adventures
As a senior, retirement can open up the world of exploration. You…
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Highest Dividend Stocks For Retirement 2024
If you’re thinking about retirement, chances are you’ve thought about living off…
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Working After Retirement: What Are the Pros & Cons?
Retirees who have recently decided to continue working after leaving the workforce…
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Why You Should be Transparent with Your Heirs about Finances
As financially comfortable older parents, it’s crucial to ensure that your adult…
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Are You Making the Right Investments to Beat Soaring Inflation?
Inflation rates are soaring, and it’s a concern that’s hard to ignore.…
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Effective Strategies for Retirees to Prevent or Delay Dementia and Cognitive Decline
While there is currently no cure or vaccine for Alzheimer’s, dementia, or…