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IFW Education Center – Glossary

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  • 82

    Retirement Roadmap Experience Financial Education Event

    Get Ready to Ensure You Live Your Best Life in Retirement!  Watch…

  • 76

    Retirement Roadmap Experience Financial Education Event

    Get Ready to Ensure You Live Your Best Life in Retirement!  Watch…

  • 19

    Big Changes To This Year’s Tax Season

    This week marks the start of tax season – a time to…

  • 13

    What You Can Do To Protect Your Retirement By Battling Inflation

    Inflation can be a sneaky villain, trying to steal away your retirement…

  • 4

    IFW Retirement Roadmap Terms of Use

    TERMS OF USE LICENSE, OWNERSHIP, AND PROPRIETARY RIGHTS Ownership and Proprietary Rights.…

  • 53

    Your IFW Certified Financial Professional Is Highly Qualified & Experienced!

  • 531

    IFW Retirement Roadmap Case Study #1

    Nelsie Farnacio contacted the Institute of Financial Wellness for the same reason…

  • 10,906

    Retirement Roadmap Case Study #2

    Byron Hazley never felt he had a solid financial plan, but when…

  • 39

    People Love The IFW Retirement Roadmap!

  • 335

    The IFW Retirement Roadmap Experience

    80% of People Find Ways to Improve Their Retirement Significantly! Watch this…

  • 74

    The IFW Retirement Roadmap Experience!

    80% of People Find Ways to Improve Their Retirement Significantly! Watch this…

  • 106

    Rich Slavin

    Rich has spent 40 years in financial services helping clients maximize retirement…

  • 99

    Carla Garcia

    Carla spent the last two decades working as a Financial Advisor. For…

  • 14

    NEWSMAX FINANCE FEATURE

    Like many Americans, Byron Hazley had made a few investments over the…

  • 74

    Jay Shivar

    Jay is the Founder and CEO of Peak to Port Wealth. Here…

  • 87

    Brandon Shultz

    Brandon has been truly blessed to have worked in leadership positions in…

  • 146

    Benefits of Retiring at 70

    people gathered around a cake at a retirement party

    When planning your retirement, the first question you may ask is the…

  • 9

    Choosing Between College and Retirement Savings

    Saving enough money to help pay for your children’s college education is…

  • 57

    Understanding Matching Contributions

    Receiving matching contributions to your retirement plan from an employer is one…

  • 22

    What is a Profit-Sharing Plan?

    While choosing from the various kinds of retirement plans available, an employer…

  • 20

    If You’re a 1099 Employee

    Regardless of how you earn income, you will still need proper tax…

  • 79

    Brendon Murphy

    Brendon Murphy is Managing Partner at Compass Financial Solutions Inc. He resides…

  • 138

    NEVER RUN OUT OF MONEY IN RETIREMENT

          COPY

  • 102

    MITIGATE THE EFFECTS OF MARKET VOLATILILY ON YOUR PORTFOLIO

        COPY HERE

  • 133

    LOWER OR ELIMIATE TAXES IN RETIREMENT

      COPY GOES HERE

  • 65

    Yudi Rosenzweig

    Preparing for that next step in life isn’t always easy. My combination…

  • 62

    Robert Hinkel

    Qualifications: Experienced Financial Services Executive with more than 34 years of experience in Financial…

  • 64

    Eamon Gibbons AIF®

    Eamon Gibbons is a financial planner with over thirteen years of experience.…

  • 64

    Michael Ginsberg

    As a Certified Financial Planner™ and a former Real Estate and Estate Planning…

  • 67

    Eric Liriano

    Eric E. Liriano is the Principal and Founder of Liriano Wealth Advisory…

  • 53

    Jon Gates CRPC®

    Jon holds the Chartered Retirement Planning Counselor designation from the College of…

  • 66

    Robert Moran

    Robert Moran is the President and founder of Moran Insurance Services LLC.…

  • 55

    Jamie Randazzo

    Jamie Randazzo has been helping retirees and pre retirees plan for their ‘non-working…

  • 52

    Todd S. Smith, CFP®, ChFC®, CTM®, CLTC

    Todd began his financial services career in the late 1990’s working for…

  • 49

    Jesse Maltzman

    Jesse Maltzman is a Certified Financial Planner™(CFP®) and Chartered Financial Consultant®(ChFC®) located…

  • 51

    Rick Sandberg

    A 44-year resident of Washington, Rick was born in New York and…

  • 59

    Steven Duplain

    Steven is the Founder and Manageing Director of Humanities Advisors and has…

  • 64

    Mark Stimpson

    Mark is a founder and managing partner of Elevated Financial Management &…

  • 53

    John Casasanta

    CasaSanta Financial Services specializes in preserving and protecting the personal assets of…

  • 56

    Evan Sussman

    Evan Sussman is honored to serve as Senior Vice President for IFW. …

  • 89

    Marc Catona

    Marc Catona’s mission at Protect & Preserve Inc. is to help you…

  • 723

    The IFW Retirement Roadmap Promise!!!

    Hello, I’m Erik Sussman, CEO & Founder of The Institute of Financial…

  • 101

    Chad Hill

    Chad was born and raised in Boca Raton, Florida. Grew up playing…

  • 60

    John Ferroni

    John Ferroni graduated from Ashland University in 1982 with a major in…

  • 82

    Tim Whisler

    Tim is the president and founder of The Whisler Agency, an independent…

  • 65

    The Fed Raised Rates, Now What?

    So the fed raised interest rates by a half-point and said they…

  • 42

    Let’s Talk Financial Apps

    Not long ago there was the Bank or a Brokerage house where…

  • 89

    Extend Your Retirement Budget with the Gig Economy

    Retirement savings need to last longer than ever. The good news is…

  • 112

    Congress Attempting to Secure Your Retirement

    Making its way through Congress is the Setting Every Community Up for…

  • 38

    Selling a Home That is Financially Underwater

    Being underwater on your mortgage does not refer to having a flooded…

  • 47

    Are bad habits creating a financially irresponsible generation? | Opinion

    April is National Financial Literacy Month. It’s a good time to ask…

  • 40

    Managing Your Child Care Expenses

    Most people preparing for their first baby are shocked and even dismayed…

  • 44

    YOUR IFW DEDICATED CONCIERGE!

    Hi, I am Diego Garcia, your dedicated IFW Concierge & I cannot…

  • 28

    Additional Financial Home Buying Obligations

    You have found your dream home in the perfect neighborhood for you…

  • 30

    Buying vs Renting a Home

    Does it make more sense to rent than to buy? That has…

  • 23

    Down Payment Strategies for First-Time Home Buyers

    The idea of buying a first home is exciting. However, coming up…

  • 26

    Building a Rainy Day Savings Fund

    Would you have enough money to pay your bills without running up…

  • 22

    What is Longevity Risk?

    Longevity risk (the risk of living too long and running out of…

  • 32

    Employed Again? Do These Things First

    As the pandemic continues, unemployment rates have begun to decrease. According to…

  • 58

    Lower Your Credit Card Rate

    Credit card interest rates can be manageable for some people but a…

  • 93

    Financial literacy will help Florida’s kids develop healthy habits with money | Opinion

    With studies showing personal spending skyrocketing while personal savings drop, particularly in…

  • 45

    The Value of Systematic Savings

    During this week’s wisdom, we’re going to talk about the value of…

  • 28

    NEWSMAX Finance Feature

    You may be surprised to learn that personal spending and post-pandemic “revenge…

  • 45

    Your Tax Refund Is Delayed

    Tax returns are piling up at the Internal Revenue Service, and millions…

  • 23

    Lots of Things are Happening, Do I need to Change My Financial Plan?

    There are so many financial issues to be concerned about here at…

  • 65

    YOUR IFW DEDICATED CONCIERGE!

    Hi, I am Josh Vizcaino, your dedicated IFW Concierge & I cannot…

  • 139

    YOUR IFW DEDICATED CONCIERGE!

    Hi, I am Jack Murphy, your dedicated IFW Concierge & I cannot…

  • 3,840

    DAY 21: IFW’s 21 Day Financial Refresh & Revitalization Challenge

    DAY 21 April is ‘Financial Literacy Month’ and The IFW wants YOUR…

  • 382

    Real Stories, People & Life

    While Blossom Smith had been able to create substantial savings by managing…

  • 170

    The Self Directed Brokerage Account

    This week we are going to unveil a very well-kept secret that…

  • 69

    FAFSA and You

    The Free Application for Federal Student Aid, more commonly known as FAFSA,…

  • 26

    The True Cost of a College Education

    The sticker price of a college education can be shocking. Moreover, this…

  • 48

    Things Are Changing, Everything’s The Same!

    We know the saying “the more things change, the more they stay…

  • 32

    Fixed Rate vs Adjustable Rate Mortgages

    You are ready to apply for a mortgage. Your question? Should you…

  • 22

    15-Year vs 30-Year Mortgages

    What makes more sense financially for you, a 15-year fixed-rate mortgage or…

  • 24

    Should You Refinance Into a Shorter Term Mortgage?

    When mortgage rates are low — and in December 2021, the rate…

  • 139

    Should I take my pension in a lump sum or take the guaranteed income each month?

    Should I take my pension in a lump sum or take the…

  • 104

    The Fed Raised Rates, Now What?

    So the fed raised interest rates by a quarter-point and said they…

  • 38

    Home Affordability

    You are ready to make the jump from renting to buying a…

  • 39

    Stop Living Paycheck to Paycheck

    Researchers have found that many households in the United States live their…

  • 47

    Flexible Spending Accounts for Medical and Dependent Care

    Does your employer offer flexible spending accounts? Do you take advantage of…

  • 52

    Cutting the Cable and Saving Money

    How much is cable TV costing you a month? Further, how much…

  • 41

    Saving on Back-to-School

    Between supplies, books, clothing and other back-to-school items, beginning a new school…

  • 115

    Should I Pay Off My Mortgage As Early As Possible?

    This weeks wisdom is going to help you answer the question “should…

  • 237

    Top Questions People Have Concerning THEIR Social Security

    Today I want to answer the questions I get most often concerning…

  • 82

    Do You Need a Financial Advisor?

    Everybody wants to spend their money prudently, save it carefully, and invest…

  • 100

    Our relationship with money and how we view it is critical!

    At the Institute of Financial Wellness we are certainly focused on our…

  • 91

    Will You Run Out of Money in Retirement?

    As the saying goes we live in interesting times.  Lately, there are…

  • 48

    Living with High Student Loan Obligations

    College graduates often leave their universities with an unwelcome burden — a…

  • 61

    Getting Your Retirement Back on Track

    The one-two punch dealt by the Great Recession of 2007-2009, followed by…

  • 75

    Working in Retirement

    The traditional view of retirement is changing, and it is changing quickly.…

  • 118

    Have You Saved Enough for Retirement?

    Levels of optimism and confidence from retirees that their retirement will remain…

  • 60

    Challenge Your Budget Cutting Skills

    Saving money. It is something that tops countless numbers of New Year’s…

  • 141

    Fees & Commissions Inside Managed Money & Mutual Funds

    During this week’s wisdom, we are going to focus on the fees…

  • 209

    Market Volatility “Thing of the Now”!

    Well, it’s been quite a year or two…..the pandemic, supply chain issues,…

  • 620

    It’s Time for Girl Power in Finance!

    As a girl aspiring to have a career in finance, it’s not…

  • 59

    Renée Haugerud

    Renée Haugerud is the Founder, Chief Investment Officer, and Managing Principal of…

  • 173

    Planning Your Retirement Roadmap

    Pros of Planning Your Retirement Roadmap Retirement is an exciting time for…

  • 43

    3 Criticle Things We Need To Discuss With You About Social Security

    This week’s wisdom is focused on Social Security. We are going to…

  • 52

    Your 401(k) & IRA Are Likely At An All-Time High!

    According to Fidelity both 2021 401k’s and IRA balances are at all-time…

  • 44

    Disputing a Credit Card Transaction

    People rarely carry cash anymore; instead, people typically go cashless and utilize…

  • 56

    How Many Credit Cards Should You Have?

    Figuring out how many credit cards belong in your purse or wallet…

  • 10

    Using Budgeting Apps

    Managing your money can be challenging, but it is essential. Good money…

  • 7

    Finding Affordable Travel Options

    If given a chance, almost anyone would love to travel to different…

  • 9

    Do You Need a Financial Advisor?

    Everybody wants to spend their money prudently, save it carefully, and invest…

  • 16

    2022 Paycheck Planning

    Another year has come to an end, which means new changes to…

  • 385

    The Difference Between The Accumulation & Distribution of Your Money

    During accumulation the order of your returns doesn’t really matter, but when…

  • 38

    Save Your Emotions For Your Favorite Valentine!

    Happy Valentine’s Day!  Nothing like taking your loved one to a romantic…

  • 502

    Real Stories, People, & Life

    Nelsie Farnacio contacted the Institute of Financial Wellness for the same reason…

  • 104

    Making the Right Financial Choices Through Each Stage of Life!

    Your personal, professional, and financial needs will change across every unique stage…

  • 16

    Medium Interview

    Tyler Gallagher Erik Sussman of Institute of Financial Wellness: 5 Things To…

  • 8

    Daily Business Review

    January 27, 2022 With the pandemic reminding everyone that the world can…

  • 23

    Have You Been Making Plans to Counter Inflation?

    So, maybe you were making some changes at the grocery store to…

  • 147

    Protecting Your Greatest Asset On-Demand Webinar

    The answer is you and your ability to earn income. This webinar…

  • 39

    3 Key Reasons Why Having The Right Advisor is a Winning Bet!

    During this weeks wisdom we are going to discuss 3 Key Reason…

  • 29

    iHeart Radio Feature

    I Heart Radio’s Melissa Foxx gets up close and in-depth with Erik…

  • 14

    Refresh Miami

    Broward’s Institute of Financial Wellness is making the consumer finance industry less…

  • 39

    How Will The New IRS Life Expectancy Tables Impact You!

    The new tables presume you live longer. The good news is your…

  • 382

    Are We In A Super Bubble & Might It Just Burst?

    Are we in a super-bubble?  What exactly is a super-bubble? According to…

  • 273

    The IFW 401(k) Wealth Maximizer Strategy

    The 401(k) Wealth Maximizer Strategy Offers: More Investment Choices Professional Guidance of…

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