IFW Education Center – Lifestyle
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Extend Your Retirement Budget with the Gig Economy
Retirement savings need to last longer than ever. The good news is…
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Selling a Home That is Financially Underwater
Being underwater on your mortgage does not refer to having a flooded…
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Managing Your Child Care Expenses
Most people preparing for their first baby are shocked and even dismayed…
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Additional Financial Home Buying Obligations
You have found your dream home in the perfect neighborhood for you…
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Buying vs Renting a Home
Does it make more sense to rent than to buy? That has…
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Down Payment Strategies for First-Time Home Buyers
The idea of buying a first home is exciting. However, coming up…
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Building a Rainy Day Savings Fund
Would you have enough money to pay your bills without running up…
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Employed Again? Do These Things First
As the pandemic continues, unemployment rates have begun to decrease. According to…
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Should I Pay Off My Mortgage As Early As Possible?
This weeks wisdom is going to help you answer the question “should…
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Our relationship with money and how we view it is critical!
At the Institute of Financial Wellness we are certainly focused on our…
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Challenge Your Budget Cutting Skills
Saving money. It is something that tops countless numbers of New Year’s…
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Disputing a Credit Card Transaction
People rarely carry cash anymore; instead, people typically go cashless and utilize…
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How Many Credit Cards Should You Have?
Figuring out how many credit cards belong in your purse or wallet…
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Using Budgeting Apps
Managing your money can be challenging, but it is essential. Good money…
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Finding Affordable Travel Options
If given a chance, almost anyone would love to travel to different…
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2022 Paycheck Planning
Another year has come to an end, which means new changes to…
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New Year New Budget!
It’s always important to know where you stand financially at any given…
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Attention Kids! Your Financial Journey Starts Now
Hi! I am Katharine Weiner, and I live in New York City. …
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Checking & Savings Accounts
Checking Accounts vs Savings Accounts The difference between checking and savings accounts…
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Budget Calculator: Keep Working or Stay at Home?
Making the decision to return to work after staying at home with…
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Budget Calculator: Save or Pay Off Debt
Having savings is important, especially when the savings are part of an…
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Budget Calculator: Calculate Your Net Worth
Determining how much money you are worth is like having a personal…
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Budget Calculator: Spare Change
Most people have a cup, jar or piggy bank full of change…
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Budget Calculator: Balance Your Checking Account
Balancing a checkbook is easy. Start with the balance from your last…
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Budget Calculator: How Much Am I Spending?
How many times have you asked yourself “where does our money go?”…
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Debt Calculator: Calculate a Loan Payment
Repayment of a loan requires that the borrower make a monthly payment…
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Debt Calculator: Increase Your Monthly Payment
f you’re trying to pay down some debt, you might be wondering…
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Debt Calculator: Are Credit Card Balance Transfers Worth It?
At some point in time, you are likely to receive an offer…
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Savings Calculator: What Will Your Savings Will Be Worth?
The future value of your savings plan is dependent on the starting…
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Savings Calculator: So You Want To Be A Millionaire!
Everybody wants to be a millionaire, but few have the savings discipline…
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Savings Calculator: College Costs Analysis
Saving for a college education requires advanced planning and knowledge of what…
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Home Equity Calculator: Using Home Equity for a Major Purchase
When making a major purchase, using a home equity loan or line…
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Mortgage Calculator: Loan Amount Calculator
What is a Mortgage? A mortgage is a type of loan you…
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Mortgage Calculator: How Much Money The Sale Of Your Home Will Yield?
One of the most important questions consumers will ask themselves is “how…
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Mortgage Calculator: To Rent or To Buy?
Depending on how fast prices and rents rise and how long you…
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Car Payment Calculator: Gas Guzzler Analysis
As the price of gasoline continues to rise, the question often arises…
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Car Payment Calculator: Payment Comparison
The term of your vehicle loan can make a big difference in…
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Car Payment Calculator: Comparing Monthly Payments
The term of your vehicle loan can make a big difference in…
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Car Payment Calculator: Low Rate or Cash Back?
Vehicle manufacturers or dealers will often offer incentives to purchase a particular…
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Debt Calculator: Consolidation Calculator
Debt consolidation loans allow consumers to transfer the account balances from multiple…
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Car Payment Calculator: Get The Numbers
Your monthly payment is based on the net purchase price of the…
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Home Equity Calculator: Equity Analysis
The amount of equity available for a home equity loan or home…
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Mortgage Calculator: Payment Analysis
Repayment of a mortgage loan requires that the borrower make a monthly…
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Budget Calculator: Cash Flow Analysis
Getting your spending under control and in line with your income is…
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Savings Calculator: Measure Your Potential
If you are already a saver, you might ask yourself the question…
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When Should I Start Collecting Social Security?
You can start collecting Social Security payments once you hit the age…
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How Cost of Living Adjustments are Calculated
When you file for Social Security benefits or Supplemental Security Income (SSI),…
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Stretch Your Retirement Budget
You’ve worked hard all your life. You do not want to enter…
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Don’t Miss Out on Senior Discounts
Many businesses understand the buying power that consumers over the age of…
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Restructuring Your Budget for Retirement
If you are like many people, you have been planning and building…
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Choosing Between College and Retirement Savings
Saving enough money to help pay for your children’s college education is…
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Is Travel Insurance a Good Idea?
We all love getting away from it all and going on vacation.…
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Getting Your Child’s Finances ‘Move-Out’ Ready
It is more common than ever for adult children to live with…
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Becoming Financially Independent
Financial freedom often begins by becoming financially independent. Many people do not…
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Starting a Budget
You know you need a budget. Your household is spending money faster…
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Smart Ways to Spend Your Tax Refund
When tax time rolls around, you are likely waiting for that tax…
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Use a Side Hustle to Pay Off Debt
Many people look at side hustles as an opportunity to earn some…
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Good Reasons to Borrow Money
You have probably heard, more than once by now, that not all…
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Cures for a Debt Hangover
Holidays are seldomly easy on the budget. Birthdays too. Same for vacations…
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A Financial “To-Do List” When You Move
Moving is one of life’s most stressful events. What with organizing your…
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Automating Your Finances
Although you may be dealing with a hectic schedule, it is important…
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Off to a Late Start? Catching Up Strategies for Retirement
You did not begin saving for retirement early enough. Now you are…
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The Basic Principles of Retirement Planning
Are you saving enough for retirement? If you are like most U.S.…
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How Much Do You Need to Retire?
Most people know that you need to save money for retirement. However,…
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Exchange Rate Basics
When you are traveling to foreign countries from the United States, it…
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Saving Money While on Vacation
Vacation. It is a magical time for friends, couples, and families to…
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New Year? New Budget Resolution
Managing household expenses, for many people, is not a fun thing to…
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Measuring the Cost of Living
Understanding the cost of living in an area can help you determine…
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Smart Spending
Even if you are a smart spender, your kids will not necessarily…
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Allowances and Children
As if you did not have enough bills to pay in your…
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Learning to Save
As a parent, you hold primary responsibility for training your children in…