IFW Education Center – Money

Being underwater on your mortgage does not refer to having a flooded…

You have found your dream home in the perfect neighborhood for you…

The idea of buying a first home is exciting. However, coming up…

Credit card interest rates can be manageable for some people but a…

You are ready to apply for a mortgage. Your question? Should you…

What makes more sense financially for you, a 15-year fixed-rate mortgage or…

When mortgage rates are low — and in December 2021, the rate…

You are ready to make the jump from renting to buying a…

Researchers have found that many households in the United States live their…

Does your employer offer flexible spending accounts? Do you take advantage of…

How much is cable TV costing you a month? Further, how much…

Everybody wants to spend their money prudently, save it carefully, and invest…

Saving money. It is something that tops countless numbers of New Year’s…

People rarely carry cash anymore; instead, people typically go cashless and utilize…

Figuring out how many credit cards belong in your purse or wallet…

Managing your money can be challenging, but it is essential. Good money…

Everybody wants to spend their money prudently, save it carefully, and invest…

Another year has come to an end, which means new changes to…

Hi! I am Katharine Weiner, and I live in New York City. …

Checking Accounts vs Savings Accounts The difference between checking and savings accounts…

Making the decision to return to work after staying at home with…

Having savings is important, especially when the savings are part of an…

Determining how much money you are worth is like having a personal…

Most people have a cup, jar or piggy bank full of change…

Balancing a checkbook is easy. Start with the balance from your last…

How many times have you asked yourself “where does our money go?”…

Repayment of a loan requires that the borrower make a monthly payment…

f you’re trying to pay down some debt, you might be wondering…

At some point in time, you are likely to receive an offer…

Setting a goal for paying off a mortgage, auto loan, credit card…

One popular strategy for accelerating the payoff of a loan is to…

A certificate of deposit (or CD) is a savings instrument offered by…

A certificate of deposit (or CD) is a savings instrument offered by…

It is always a good idea to have savings tucked away for…

Whether you are trying to save for big screen television, a new…

The future value of your savings plan is dependent on the starting…

Everybody wants to be a millionaire, but few have the savings discipline…

Saving for a college education requires advanced planning and knowledge of what…

How interest is calculated can have a great impact on the interest…

The length of time it will take to pay off a home…

Home equity loans can be used to consolidate account balances from multiple…

When making a major purchase, using a home equity loan or line…

What is a Mortgage? A mortgage is a type of loan you…

The math seems simple: the higher your down payment, the lower your…

One of the most important questions consumers will ask themselves is “how…

Depending on how fast prices and rents rise and how long you…

As the price of gasoline continues to rise, the question often arises…

The term of your vehicle loan can make a big difference in…

The term of your vehicle loan can make a big difference in…

Vehicle manufacturers or dealers will often offer incentives to purchase a particular…

Your monthly payment is based on the net purchase price of the…

The amount of equity available for a home equity loan or home…

Repayment of a mortgage loan requires that the borrower make a monthly…

Getting your spending under control and in line with your income is…

If you are already a saver, you might ask yourself the question…

How Can I Get The Most From My 401(k)? If your not…

Retirement is something you may have been looking forward to for quite…

If you are like many people, you have been planning and building…

Saving enough money to help pay for your children’s college education is…

It is more common than ever for adult children to live with…

Some financial decisions are harder than others. Should you apply for a…

You know you need a budget. Your household is spending money faster…

Unless your idea of banking is stuffing the proceeds of your paycheck…

Most households plan to live on their regular income, which usually comes…

When tax time rolls around, you are likely waiting for that tax…

When people hear the word “debt,” they often think of it as…

In some cases, your son or daughter, relative or friend may have…

According to Forbes, considerably more people are embarrassed to admit their credit…

Many people look at side hustles as an opportunity to earn some…

Holidays are seldomly easy on the budget. Birthdays too. Same for vacations…

Although you may be dealing with a hectic schedule, it is important…

Cryptocurrency is one of those words that is slowly trickling into our…

The convenience of plastic, whether in the form of debit or credit…

When you are traveling to foreign countries from the United States, it…

When it comes to your money, one of the most important decisions…

Managing household expenses, for many people, is not a fun thing to…

Understanding the cost of living in an area can help you determine…

Even if you are a smart spender, your kids will not necessarily…

As if you did not have enough bills to pay in your…

As a parent, you hold primary responsibility for training your children in…

For many people nearing retirement age, their 401(k) account is their biggest…

Understanding the ways credit and debt work for and against you are…